Facctum empowers fiat-to-crypto exchanges with advanced AML screening tools that ensure compliance across the fiat on-ramp process. Our cloud-based solutions deliver real-time name and payment screening, helping exchanges meet stringent regulatory standards while maintaining seamless customer experiences.

Why AML Screening Is Critical for Fiat-to-Crypto Exchanges

As fiat-to-crypto exchanges handle large volumes of payments and onboarding requests, the risk of exposure to sanctioned entities and politically exposed persons (PEPs) increases. AML screening enables these exchanges to verify customer identities, detect potential matches, and monitor payment flows in real time to ensure regulatory compliance.

Facctum’s AI-powered systems combine precision and explainability, ensuring that every flagged entity or transaction is fully auditable and regulator-ready.

Rising Compliance Pressure

Financial authorities such as the Financial Action Task Force (FATF) and the European Banking Authority (EBA) have tightened regulations for virtual asset service providers (VASPs) and related entities. Even exchanges focusing only on fiat-to-crypto conversion must demonstrate robust AML controls that meet these international standards.

False Positives and Data Fragmentation

Legacy screening systems often struggle with inaccurate or incomplete data, producing excessive false positives that slow down onboarding and payments. Facctum’s AI-driven approach unifies data sources and uses intelligent matching to improve accuracy and efficiency.

Operational Bottlenecks

As transaction volumes increase, exchanges need scalable, cloud-based solutions capable of instant analysis. Facctum’s technology ensures sub-second screening performance even during high-traffic periods, ensuring uninterrupted user experience.

How Facctum Enhances AML Screening for Fiat On-Ramps

Facctum’s AML screening software streamlines compliance for fiat-to-crypto exchanges by combining real-time processing, intelligent name-matching, and explainable AI insights. Our platform integrates seamlessly with existing systems, providing transparency, speed, and governance across all compliance workflows.

Customer Name Screening

Facctum’s Customer Screening solution uses machine learning and natural language processing to analyse customer data during onboarding. It detects connections to sanctions, PEPs, and adverse media with enhanced precision and reduced false positives.

Watchlist Management

With Watchlist Management, exchanges automatically update, clean, and maintain global watchlists to ensure screening accuracy. AI-powered list management ensures that all records are consistent, up to date, and compliant with FATF and EU AML regulations.

Payment Screening for Fiat Transactions

Facctum’s Payment Screening technology analyses fiat payment flows in real time, identifying any links to sanctioned entities or high-risk jurisdictions. It ensures compliance without interrupting the speed of deposits or withdrawals.

Alert Adjudication

Using Alert Adjudication, compliance teams can review, prioritise, and resolve alerts faster. Explainable AI ensures that each decision is transparent, consistent, and traceable for regulatory audits.

Why Choose Facctum’s Cloud-Based AML Screening Platform

Facctum’s cloud-native AML platform delivers speed, scalability, and transparency, all essential for fast-moving payment and exchange environments. By adopting explainable AI, fiat-to-crypto exchanges can enhance detection precision, reduce manual workloads, and demonstrate compliance confidence.

Speed and Efficiency

Facctum’s real-time screening capabilities enable instant analysis during fiat onboarding and payment processing, ensuring smooth customer journeys.

Accuracy and Explainability

Our AI-driven models reduce false positives by learning from historical decisions and applying contextual reasoning, ensuring each alert is meaningful and auditable.

Regulatory Readiness

Facctum’s software aligns with FATF’s Recommendation 10 on Customer Due Diligence and the EU’s Anti-Money Laundering Regulation (EU AMLR), providing complete traceability for every compliance action.

Scalability and Security

Our cloud-based infrastructure adapts dynamically to transaction volumes, maintaining high performance while protecting sensitive financial data through enterprise-grade encryption.

Use Cases: AML Screening in Fiat-to-Crypto Exchanges

AML screening helps fiat-to-crypto exchanges identify and manage risk efficiently during fiat onboarding and payments. Facctum’s modular solutions support global compliance needs and adapt to different regulatory frameworks.

Streamlining Onboarding

An exchange processing thousands of daily sign-ups used Facctum’s Customer Screening tool to verify identities and flag potential matches in real time, reducing onboarding time by over 40%.

Improving List Accuracy

By integrating Watchlist Management, another exchange eliminated duplicate records and outdated entries, improving screening consistency across regional teams.

Enhancing Transparency for Regulators

Using Alert Adjudication, a digital payments exchange provided complete audit trails for each resolved alert, improving oversight and regulator confidence.

Delivering Value Across the Compliance Lifecycle

Facctum’s AML screening platform connects every stage of fiat compliance into one transparent, explainable system. By combining customer and payment screening with automated alert resolution, exchanges achieve faster, more accurate compliance decisions without sacrificing control or visibility.

Key Features of Facctum’s AML Screening Software

Facctum’s software integrates advanced analytics, automation, and explainability to enhance AML performance across all fiat on-ramp activities.

Contextual Matching

AI models interpret linguistic, geographic, and contextual variations in customer and payment data, improving screening precision.

Continuous Model Optimisation

Feedback loops ensure AI models learn from analyst input, enhancing accuracy over time.

Explainable Decision Framework

Every alert and match includes the reasoning behind it, ensuring transparency and regulatory trust.

Built for Modern Compliance Teams

Facctum’s AML screening platform equips compliance professionals with tools that simplify reviews and improve collaboration while meeting international regulatory standards.

• Explainable: Every alert includes transparent logic and contextual insight.

• Auditable: Every action and model update is version-controlled for full traceability.

• Scalable: Cloud infrastructure supports rapid growth without downtime.

• Secure: Data is encrypted end to end to maintain privacy and compliance integrity.

Trusted by Financial Institutions Worldwide

Facctum’s technology powers compliance operations for banks, payment service providers, and exchanges operating within fiat ecosystems.

Our clients rely on our solutions to:

• Reduce false positives and operational costs

• Detect complex name variations and cross-language risks

• Maintain regulator confidence with explainable, audit-ready AI

• Scale compliance operations efficiently across regions