Facctum provides advanced AML compliance software tailored for wealth and asset management institutions. B uilt for accuracy, transparency, and scalability, our cloud-based technology helps firms identify high-risk activity, maintain regulatory trust, and ensure compliance across global portfolios and client networks.

Why AML Compliance Is Critical for Wealth & Asset Management

Wealth and asset managers handle complex client structures, cross-border investments, and high-value transactions, all of which increase exposure to money laundering risks. Regulators expect these firms to demonstrate robust, risk-based frameworks capable of continuous oversight and explainability.

Modern AML compliance software enables proactive detection of suspicious activity and transparent justification for each decision. With regulatory expectations from authorities like the Financial Conduct Authority (FCA) and global standards from the Financial Action Task Force (FATF), firms must adopt intelligent, auditable technology to stay compliant.

Challenges Facing Wealth & Asset Managers in AML Compliance

Traditional AML frameworks often struggle to manage the scale and complexity of wealth portfolios and diverse investment structures.

Fragmented Client Data

Client information is often spread across multiple systems, limiting transparency. Unified Customer Screening enables firms to connect profiles, detect hidden relationships, and deliver consistent risk assessment.

High False Positive Rates

Static rules-based systems generate excessive false alerts, delaying legitimate transactions. AI-powered Watchlist Management reduces noise through data enrichment and contextual risk analysis.

Cross-Border Transaction Risks

International asset transfers and fund movements can obscure the origin or purpose of funds. Intelligent Payment Screening ensures compliance with sanctions and anti-money laundering regulations in real time.

Regulatory Pressure and Reporting

Wealth management firms must document every compliance action and explain decision-making processes to regulators. Alert Adjudication streamlines this process with explainable AI and audit-ready case histories.

How Facctum Enhances AML Compliance for Wealth & Asset Management

Facctum’s AML software connects all stages of the compliance lifecycle, from onboarding and screening to continuous monitoring, in a unified, cloud-based environment. Each module operates in real time to ensure timely detection and full transparency.

Comprehensive Client Screening

Identify politically exposed persons (PEPs), sanctioned entities, and adverse media links through advanced data intelligence. Real-time updates ensure ongoing compliance with evolving global regulations.

Accurate Watchlist Management

Automate ingestion, cleansing, and deduplication of global watchlists, including FATF and EU sanctions sources. This improves data quality and prevents missed matches or redundant alerts.

Real-Time Payment Oversight

Screen portfolio transactions instantly for potential AML risks, ensuring compliance with frameworks such as the EU AML Regulation (AMLR) and regional supervisory guidance.

Explainable Alert Resolution

AI-powered decision logic provides transparency and speed. Each alert is supported by context and reasoning codes, allowing teams to justify decisions confidently during internal or external audits.

Why Wealth Managers Choose Facctum’s AML Compliance Software

Facctum helps wealth and asset management firms achieve scalable, transparent compliance with modern architecture and explainable AI.

Transparency

Every compliance decision includes visible logic and audit trails, helping maintain regulator confidence.

Accuracy

Machine learning models continuously improve detection precision and reduce false positives across client and transactional data.

Speed

Cloud-native infrastructure enables sub-second screening, even across large-scale client portfolios.

Scalability

Designed for firms managing global client bases, the system scales seamlessly across jurisdictions and asset classes.

Use Cases: AML in Wealth & Asset Management

Wealth management firms are modernising compliance operations with intelligent, connected AML systems.

Risk-Based Client Monitoring

A private bank integrated Customer Screening and Watchlist Management to continuously monitor high-net-worth clients, improving oversight efficiency by 50%.

Sanctions-Resilient Transactions

An investment firm applied real-time Payment Screening to ensure portfolio transfers aligned with cross-border sanctions and AML obligations.

Regulator-Ready Documentation

A global asset manager leveraged Alert Adjudication to produce fully auditable case histories, streamlining regulatory inspections and reporting.

Delivering Value Across the Compliance Lifecycle

Facctum’s unified platform connects all compliance processes into a single explainable system. This integrated approach improves oversight, speeds decision-making, and ensures transparency across all wealth management operations.

By combining intelligent automation with regulatory-grade governance, firms achieve measurable improvements in both compliance performance and operational efficiency.

Key Features of Facctum’s AML Compliance Software

Facctum’s AML platform is built for precision, performance, and trust.

Contextual Risk Detection

AI models interpret name variations, relationships, and linguistic patterns to identify hidden connections and true risk.

Dynamic Risk Scoring

Automated scoring models prioritise alerts by confidence levels and potential exposure.

Continuous Model Optimisation

Built-in feedback loops refine model accuracy based on investigator outcomes and historical data.

Explainable Decision Framework

Every alert includes clear reasoning and context, making compliance teams audit-ready at any time.

Built for Modern Wealth Compliance Teams

Facctum empowers wealth and asset management professionals to strengthen oversight and maintain transparency.

• Explainable – Transparent, AI-driven logic behind every alert

• Auditable – Version-controlled decisions for easy supervision

• Secure – Cloud infrastructure with end-to-end encryption

• Scalable – Handles complex portfolios and international operations

Trusted by Leading Wealth & Asset Management Firms

Facctum supports global, regional, and boutique wealth managers in achieving modern, explainable AML compliance.

 Our clients trust us to:

• Detect complex money laundering typologies within investment portfolios

• Reduce false positives and streamline screening operations

• Meet FATF, FCA, and EU AMLR expectations with transparent oversight

• Scale AML systems efficiently as assets under management grow