Sanctions Screening
Real-Time Payment Screening for Banks
Real-Time Payment Screening for Banks
Real-Time Payment Screening for Banks
Banks handle a continuous flow of domestic and international payments each day, moving funds between customers, merchants, financial institutions, and global partners. These high‑velocity environments demand immediate risk checks that do not slow payment processing or create operational friction. Facctum delivers high-speed screening built for regulated financial institutions, supporting instant payment schemes, batch processing cycles, card activity, and correspondent banking networks.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Why Banks Need Real-Time Payment Screening
Why Banks Need Real-Time Payment Screening
Why Banks Need Real-Time Payment Screening
Payment volumes and speeds continue to rise through instant payment networks, mobile channels, open banking integrations, and embedded finance platforms. Regulators expect banks to maintain consistent sanctions and AML checks across every payment type, regardless of scale or origin. Guidance from the Financial Action Task Force risk methodology emphasises real-time decisioning, traceability, and automation to detect risk without interrupting legitimate customer activity.
Payment volumes and speeds continue to rise through instant payment networks, mobile channels, open banking integrations, and embedded finance platforms. Regulators expect banks to maintain consistent sanctions and AML checks across every payment type, regardless of scale or origin. Guidance from the Financial Action Task Force risk methodology emphasises real-time decisioning, traceability, and automation to detect risk without interrupting legitimate customer activity.
Payment volumes and speeds continue to rise through instant payment networks, mobile channels, open banking integrations, and embedded finance platforms. Regulators expect banks to maintain consistent sanctions and AML checks across every payment type, regardless of scale or origin. Guidance from the Financial Action Task Force risk methodology emphasises real-time decisioning, traceability, and automation to detect risk without interrupting legitimate customer activity.
Operational Challenges for Bank Payment Compliance Teams
Operational Challenges for Bank Payment Compliance Teams
Operational Challenges for Bank Payment Compliance Teams
Banks must balance precise detection, regulatory scrutiny, and the expectation that payments clear instantly without unnecessary intervention.
Banks must balance precise detection, regulatory scrutiny, and the expectation that payments clear instantly without unnecessary intervention.
Banks must balance precise detection, regulatory scrutiny, and the expectation that payments clear instantly without unnecessary intervention.
Banks must balance precise detection, regulatory scrutiny, and the expectation that payments clear instantly without unnecessary intervention.
High-Speed Retail and Instant Payments
Instant payment schemes demand sub‑second checks, ensuring potential sanctions or AML concerns are identified without interrupting the flow of funds.
High-Speed Retail and Instant Payments
Instant payment schemes demand sub‑second checks, ensuring potential sanctions or AML concerns are identified without interrupting the flow of funds.
High-Speed Retail and Instant Payments
Instant payment schemes demand sub‑second checks, ensuring potential sanctions or AML concerns are identified without interrupting the flow of funds.
High-Speed Retail and Instant Payments
Instant payment schemes demand sub‑second checks, ensuring potential sanctions or AML concerns are identified without interrupting the flow of funds.
Cross-Border and Correspondent Transfers
Cross‑border transactions often pass through several intermediaries and jurisdictions, each with its own regulatory expectations, making aligned screening essential.
Cross-Border and Correspondent Transfers
Cross‑border transactions often pass through several intermediaries and jurisdictions, each with its own regulatory expectations, making aligned screening essential.
Cross-Border and Correspondent Transfers
Cross‑border transactions often pass through several intermediaries and jurisdictions, each with its own regulatory expectations, making aligned screening essential.
Cross-Border and Correspondent Transfers
Cross‑border transactions often pass through several intermediaries and jurisdictions, each with its own regulatory expectations, making aligned screening essential.
Fintech, Open Banking, and Partner Channels
Fintech partners, open banking connections, and embedded finance channels create additional transaction streams, requiring banks to maintain strong and consistent oversight across every route.
Fintech, Open Banking, and Partner Channels
Fintech partners, open banking connections, and embedded finance channels create additional transaction streams, requiring banks to maintain strong and consistent oversight across every route.
Fintech, Open Banking, and Partner Channels
Fintech partners, open banking connections, and embedded finance channels create additional transaction streams, requiring banks to maintain strong and consistent oversight across every route.
Fintech, Open Banking, and Partner Channels
Fintech partners, open banking connections, and embedded finance channels create additional transaction streams, requiring banks to maintain strong and consistent oversight across every route.
Noise, False Positives, and Explainability
Noise, False Positives, and Explainability
Noise, False Positives, and Explainability
Noise, False Positives, and Explainability
Overly strict rulesets generate unnecessary alerts and disrupt operations, so banks benefit from context‑driven, explainable results that minimise friction while preserving risk coverage.
Overly strict rulesets generate unnecessary alerts and disrupt operations, so banks benefit from context‑driven, explainable results that minimise friction while preserving risk coverage.
Overly strict rulesets generate unnecessary alerts and disrupt operations, so banks benefit from context‑driven, explainable results that minimise friction while preserving risk coverage.
How Facctum Supports Real-Time Payment Screening for Banks
How Facctum Supports Real-Time Payment Screening for Banks
How Facctum Supports Real-Time Payment Screening for Banks
Facctum provides rapid, transparent, and scalable payment screening that fits seamlessly into payment hubs, gateways, orchestration layers, and correspondent banking systems.
Facctum provides rapid, transparent, and scalable payment screening that fits seamlessly into payment hubs, gateways, orchestration layers, and correspondent banking systems.
Facctum provides rapid, transparent, and scalable payment screening that fits seamlessly into payment hubs, gateways, orchestration layers, and correspondent banking systems.
Watchlist Management
Watchlist Management
Watchlist Management
Banks maintain accurate and continually updated sanctions and regulatory lists through FacctList, Watchlist Management.
Banks maintain accurate and continually updated sanctions and regulatory lists through FacctList, Watchlist Management.
Banks maintain accurate and continually updated sanctions and regulatory lists through FacctList, Watchlist Management.
Screening
Screening
Screening
Banks apply screening at both the customer level and the payment or transaction level. Customer screening verifies individuals and entities during onboarding, while payment screening evaluates transactions, card activity, and partner flows in real time. Facctum supports both through FacctView, Customer Screening for customer due diligence and FacctShield, Payment Screening for fast, accurate payment screening.
Banks apply screening at both the customer level and the payment or transaction level. Customer screening verifies individuals and entities during onboarding, while payment screening evaluates transactions, card activity, and partner flows in real time. Facctum supports both through FacctView, Customer Screening for customer due diligence and FacctShield, Payment Screening for fast, accurate payment screening.
Banks apply screening at both the customer level and the payment or transaction level. Customer screening verifies individuals and entities during onboarding, while payment screening evaluates transactions, card activity, and partner flows in real time. Facctum supports both through FacctView, Customer Screening for customer due diligence and FacctShield, Payment Screening for fast, accurate payment screening.
Transaction Monitoring
Transaction Monitoring
Transaction Monitoring
Suspicious behavioural patterns across accounts, channels, and payment flows can be detected using FacctGuard, Transaction Monitoring.
Suspicious behavioural patterns across accounts, channels, and payment flows can be detected using FacctGuard, Transaction Monitoring.
Suspicious behavioural patterns across accounts, channels, and payment flows can be detected using FacctGuard, Transaction Monitoring.
Alert Adjudication
Alert Adjudication
Alert Adjudication
Payment alerts can be investigated, documented, and routed with strong auditability through Alert Adjudication.
Payment alerts can be investigated, documented, and routed with strong auditability through Alert Adjudication.
Payment alerts can be investigated, documented, and routed with strong auditability through Alert Adjudication.
Why Banks Choose Facctum for Real-Time Payment Screening
Why Banks Choose Facctum for Real-Time Payment Screening
Why Banks Choose Facctum for Real-Time Payment Screening
Banks that manage high transaction volumes and strict supervisory expectations rely on Facctum for reliable performance, consistent accuracy, and strong governance foundations.
Banks that manage high transaction volumes and strict supervisory expectations rely on Facctum for reliable performance, consistent accuracy, and strong governance foundations.
Banks that manage high transaction volumes and strict supervisory expectations rely on Facctum for reliable performance, consistent accuracy, and strong governance foundations.
Banks that manage high transaction volumes and strict supervisory expectations rely on Facctum for reliable performance, consistent accuracy, and strong governance foundations.
Accuracy and Consistency
Advanced matching techniques surface genuine sanctions and regulatory risks while cutting down noise and unnecessary alerts.
Accuracy and Consistency
Advanced matching techniques surface genuine sanctions and regulatory risks while cutting down noise and unnecessary alerts.
Accuracy and Consistency
Advanced matching techniques surface genuine sanctions and regulatory risks while cutting down noise and unnecessary alerts.
Accuracy and Consistency
Advanced matching techniques surface genuine sanctions and regulatory risks while cutting down noise and unnecessary alerts.
Scalable and Cloud-Native
Scalable and Cloud-Native
Facctum scales with high‑speed payment schemes, clearing cycles, and globally distributed banking operations.
Scalable and Cloud-Native
Facctum scales with high‑speed payment schemes, clearing cycles, and globally distributed banking operations.
Scalable and Cloud-Native
Facctum scales with high‑speed payment schemes, clearing cycles, and globally distributed banking operations.
Scalable and Cloud-Native
Facctum scales with high‑speed payment schemes, clearing cycles, and globally distributed banking operations.
Regulatory Confidence
Supervisory bodies such as the Bank of England prudential supervision framework emphasise evidence-based controls, clear governance, and full traceability.
Regulatory Confidence
Supervisory bodies such as the Bank of England prudential supervision framework emphasise evidence-based controls, clear governance, and full traceability.
Regulatory Confidence
Supervisory bodies such as the Bank of England prudential supervision framework emphasise evidence-based controls, clear governance, and full traceability.
Regulatory Confidence
Supervisory bodies such as the Bank of England prudential supervision framework emphasise evidence-based controls, clear governance, and full traceability.
Integrated Compliance Ecosystem
Integrated Compliance Ecosystem
Facctum's platform supports end-to-end oversight across watchlists, payments, monitoring, and investigations.
Integrated Compliance Ecosystem
Facctum's platform supports end-to-end oversight across watchlists, payments, monitoring, and investigations.
Integrated Compliance Ecosystem
Facctum's platform supports end-to-end oversight across watchlists, payments, monitoring, and investigations.
Integrated Compliance Ecosystem
Facctum's platform supports end-to-end oversight across watchlists, payments, monitoring, and investigations.
Use Cases Tailored to Banks
Use Cases Tailored to Banks
Use Cases Tailored to Banks
Banks rely on real‑time payment screening across a wide range of operational and customer-facing scenarios.
Banks rely on real‑time payment screening across a wide range of operational and customer-facing scenarios.
Banks rely on real‑time payment screening across a wide range of operational and customer-facing scenarios.
Domestic and Instant Payments
Domestic and Instant Payments
Domestic and Instant Payments
Screen real-time transactions without affecting customer experience or settlement timing.
Cross-Border Wire Transfers
Cross-Border Wire Transfers
Cross-Border Wire Transfers
Apply sanctions and AML frictionless checks to beneficiary institutions, intermediaries, and counterparties.
Card Payments and Merchant Settlement
Card Payments and Merchant Settlement
Card Payments and Merchant Settlement
Evaluate merchant activity, card transactions, and settlement flows for exposure.
Partner and Fintech Payment Flows
Partner and Fintech Payment Flows
Partner and Fintech Payment Flows
Support BaaS and partner-driven volumes with consistent screening across all channels.
Core Capabilities for Real-Time Payment Screening at Scale
Core Capabilities for Real-Time Payment Screening at Scale
Core Capabilities for Real-Time Payment Screening at Scale
Banks need systems capable of detecting risk in real time while maintaining strong oversight, documentation, and governance.
Banks need systems capable of detecting risk in real time while maintaining strong oversight, documentation, and governance.
Banks need systems capable of detecting risk in real time while maintaining strong oversight, documentation, and governance.
Advanced Matching and Context
Advanced Matching and Context
Advanced Matching and Context
Configurable thresholds, multilingual support, and contextual data reduce noise and surface genuine exposure.
Policy Governance and Versioning
Policy Governance and Versioning
Policy Governance and Versioning
Banks maintain visibility of list changes, rule updates, and configuration history for audits and regulatory reviews.
Banks maintain visibility of list changes, rule updates, and configuration history for audits and regulatory reviews.
Banks maintain visibility of list changes, rule updates, and configuration history for audits and regulatory reviews.
Unified Oversight
Unified Oversight
Unified Oversight
Dashboards show performance, transaction volumes, and alert quality across brands and regions.
Dashboards show performance, transaction volumes, and alert quality across brands and regions.
Dashboards show performance, transaction volumes, and alert quality across brands and regions.
API-First Integration
API-First Integration
API-First Integration
Facctum directly integrates with payment hubs, gateways, and orchestration layers for fast deployment.
Facctum directly integrates with payment hubs, gateways, and orchestration layers for fast deployment.
Facctum directly integrates with payment hubs, gateways, and orchestration layers for fast deployment.
Real-Time Payment Screening FAQs for Banks
Real-Time Payment Screening FAQs for Banks
Real-Time Payment Screening FAQs for Banks
Real-Time Payment Screening FAQs for Banks
Real-Time Payment Screening FAQs for Banks
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
How Do Banks Maintain Instant Screening at Scale?
How Are Cross-Border Payments Screened?
What External Expectations Shape Payment Screening Controls?
How Do Banks Reduce False Positives Without Missing Risk?
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Ready to Strengthen Real-Time Payment Screening Across Your Banking Operations?
Facctum provides next-generation payment screening purpose-built for regulated environments. Improve accuracy, accelerate operations, and maintain regulatory confidence.
Request a Demo
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
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© Facctum 2025
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© Facctum 2025
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Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!