Compliance Software
Cloud-Based AML Compliance Software for Neobanks
Cloud-Based AML Compliance Software for Neobanks
Cloud-Based AML Compliance Software for Neobanks
Neobanks redefine how customers interact with financial services; fast, digital, and global. Yet, the pace of innovation brings new compliance challenges. Facctum’s cloud-based AML compliance software gives Neobanks the agility to detect financial crime risks in real time while maintaining the transparency and control regulators demand. Designed for high-speed digital environments, the platform combines scalability, accuracy, and explainability in one unified system.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Why Neobanks Are Moving to Cloud-Based AML Platforms
Why Neobanks Are Moving to Cloud-Based AML Platforms
Why Neobanks Are Moving to Cloud-Based AML Platforms
Neobanks manage high volumes of transactions and rapid customer growth across multiple jurisdictions. Cloud-based AML systems deliver the responsiveness and flexibility required to maintain compliance without slowing down digital operations. They enable real-time monitoring, instant list updates, and versioned governance consistent with global standards like the FATF Recommendations and the EU AML Regulation. Cloud delivery ensures Neobanks can scale globally while retaining consistent control and auditability.
Neobanks manage high volumes of transactions and rapid customer growth across multiple jurisdictions. Cloud-based AML systems deliver the responsiveness and flexibility required to maintain compliance without slowing down digital operations. They enable real-time monitoring, instant list updates, and versioned governance consistent with global standards like the FATF Recommendations and the EU AML Regulation. Cloud delivery ensures Neobanks can scale globally while retaining consistent control and auditability.
Neobanks manage high volumes of transactions and rapid customer growth across multiple jurisdictions. Cloud-based AML systems deliver the responsiveness and flexibility required to maintain compliance without slowing down digital operations. They enable real-time monitoring, instant list updates, and versioned governance consistent with global standards like the FATF Recommendations and the EU AML Regulation. Cloud delivery ensures Neobanks can scale globally while retaining consistent control and auditability.
Key AML Challenges Facing Neobanks
Key AML Challenges Facing Neobanks
Key AML Challenges Facing Neobanks
As digital-first institutions, Neobanks must integrate compliance seamlessly into user journeys while handling continuous data and transaction flows.
As digital-first institutions, Neobanks must integrate compliance seamlessly into user journeys while handling continuous data and transaction flows.
As digital-first institutions, Neobanks must integrate compliance seamlessly into user journeys while handling continuous data and transaction flows.
As digital-first institutions, Neobanks must integrate compliance seamlessly into user journeys while handling continuous data and transaction flows.
Rapid Scaling and Onboarding
Neobanks onboard thousands of users daily. Cloud AML platforms process these checks instantly, preventing backlogs and maintaining customer satisfaction.
Rapid Scaling and Onboarding
Neobanks onboard thousands of users daily. Cloud AML platforms process these checks instantly, preventing backlogs and maintaining customer satisfaction.
Rapid Scaling and Onboarding
Neobanks onboard thousands of users daily. Cloud AML platforms process these checks instantly, preventing backlogs and maintaining customer satisfaction.
Rapid Scaling and Onboarding
Neobanks onboard thousands of users daily. Cloud AML platforms process these checks instantly, preventing backlogs and maintaining customer satisfaction.
Cross-Border Operations
Operating across multiple markets introduces diverse AML rules. Cloud-native systems simplify governance by centralising policy management and localising configurations.
Cross-Border Operations
Operating across multiple markets introduces diverse AML rules. Cloud-native systems simplify governance by centralising policy management and localising configurations.
Cross-Border Operations
Operating across multiple markets introduces diverse AML rules. Cloud-native systems simplify governance by centralising policy management and localising configurations.
Cross-Border Operations
Operating across multiple markets introduces diverse AML rules. Cloud-native systems simplify governance by centralising policy management and localising configurations.
High Data Velocity
Real-time payments and continuous customer interactions create data surges. Cloud architectures handle this throughput without compromising screening accuracy.
High Data Velocity
Real-time payments and continuous customer interactions create data surges. Cloud architectures handle this throughput without compromising screening accuracy.
High Data Velocity
Real-time payments and continuous customer interactions create data surges. Cloud architectures handle this throughput without compromising screening accuracy.
High Data Velocity
Real-time payments and continuous customer interactions create data surges. Cloud architectures handle this throughput without compromising screening accuracy.
False Positives and Manual Reviews
False Positives and Manual Reviews
False Positives and Manual Reviews
False Positives and Manual Reviews
Advanced AI-driven matching and reasoning features reduce noise and help compliance teams focus on genuine risks.
Advanced AI-driven matching and reasoning features reduce noise and help compliance teams focus on genuine risks.
Advanced AI-driven matching and reasoning features reduce noise and help compliance teams focus on genuine risks.
How Facctum Enables Cloud AML for Neobanks
How Facctum Enables Cloud AML for Neobanks
How Facctum Enables Cloud AML for Neobanks
Facctum’s modular, cloud-native platform gives Neobanks the speed and intelligence required to maintain compliant growth. Each module integrates seamlessly with digital banking systems through APIs, ensuring fast deployment and minimal disruption.
Facctum’s modular, cloud-native platform gives Neobanks the speed and intelligence required to maintain compliant growth. Each module integrates seamlessly with digital banking systems through APIs, ensuring fast deployment and minimal disruption.
Facctum’s modular, cloud-native platform gives Neobanks the speed and intelligence required to maintain compliant growth. Each module integrates seamlessly with digital banking systems through APIs, ensuring fast deployment and minimal disruption.
Watchlist Management
Watchlist Management
Watchlist Management
Centralise global sanctions, PEP, and regulatory lists. Automated ingestion and real-time propagation keep screening consistent across channels. Explore Watchlist Management.
Centralise global sanctions, PEP, and regulatory lists. Automated ingestion and real-time propagation keep screening consistent across channels. Explore Watchlist Management.
Centralise global sanctions, PEP, and regulatory lists. Automated ingestion and real-time propagation keep screening consistent across channels. Explore Watchlist Management.
Customer Screening
Customer Screening
Customer Screening
Perform instant customer checks with AI-enhanced, context-aware matching for multilingual and multicultural data. Learn more about Customer Screening.
Perform instant customer checks with AI-enhanced, context-aware matching for multilingual and multicultural data. Learn more about Customer Screening.
Perform instant customer checks with AI-enhanced, context-aware matching for multilingual and multicultural data. Learn more about Customer Screening.
Payment Screening
Payment Screening
Payment Screening
Monitor payments in real time across card, instant, and cross-border channels with cloud elasticity to handle transaction peaks. See Payment Screening.
Monitor payments in real time across card, instant, and cross-border channels with cloud elasticity to handle transaction peaks. See Payment Screening.
Monitor payments in real time across card, instant, and cross-border channels with cloud elasticity to handle transaction peaks. See Payment Screening.
Alert Adjudication
Alert Adjudication
Alert Adjudication
Automate repetitive tasks, standardise decision-making, and log transparent reasoning for every disposition. Discover Alert Adjudication.
Automate repetitive tasks, standardise decision-making, and log transparent reasoning for every disposition. Discover Alert Adjudication.
Automate repetitive tasks, standardise decision-making, and log transparent reasoning for every disposition. Discover Alert Adjudication.
Why Neobanks Choose Cloud AML Solutions
Why Neobanks Choose Cloud AML Solutions
Why Neobanks Choose Cloud AML Solutions
Cloud-based AML systems align with the neobank operating model—fast, digital, and data-driven. They deliver security, scalability, and transparency in one environment.
Cloud-based AML systems align with the neobank operating model—fast, digital, and data-driven. They deliver security, scalability, and transparency in one environment.
Cloud-based AML systems align with the neobank operating model—fast, digital, and data-driven. They deliver security, scalability, and transparency in one environment.
Cloud-based AML systems align with the neobank operating model—fast, digital, and data-driven. They deliver security, scalability, and transparency in one environment.
Speed
Real-time screening integrates seamlessly with instant payment systems and digital onboarding.
Speed
Real-time screening integrates seamlessly with instant payment systems and digital onboarding.
Speed
Real-time screening integrates seamlessly with instant payment systems and digital onboarding.
Speed
Real-time screening integrates seamlessly with instant payment systems and digital onboarding.
Accuracy
Accuracy
Machine learning enhances name matching and reduces false positives, improving efficiency and customer experience.
Accuracy
Machine learning enhances name matching and reduces false positives, improving efficiency and customer experience.
Accuracy
Machine learning enhances name matching and reduces false positives, improving efficiency and customer experience.
Accuracy
Machine learning enhances name matching and reduces false positives, improving efficiency and customer experience.
Explainability
Each decision includes logic, data context, and policy versioning, ensuring full transparency for audits.
Explainability
Each decision includes logic, data context, and policy versioning, ensuring full transparency for audits.
Explainability
Each decision includes logic, data context, and policy versioning, ensuring full transparency for audits.
Explainability
Each decision includes logic, data context, and policy versioning, ensuring full transparency for audits.
Scalability
Scalability
Elastic infrastructure supports global expansion and new product rollouts without re-engineering systems.
Scalability
Elastic infrastructure supports global expansion and new product rollouts without re-engineering systems.
Scalability
Elastic infrastructure supports global expansion and new product rollouts without re-engineering systems.
Scalability
Elastic infrastructure supports global expansion and new product rollouts without re-engineering systems.
Cloud AML Use Cases for Neobanks
Cloud AML Use Cases for Neobanks
Cloud AML Use Cases for Neobanks
Cloud AML solutions support Neobanks throughout the customer lifecycle—from account creation to transaction monitoring.
Cloud AML solutions support Neobanks throughout the customer lifecycle—from account creation to transaction monitoring.
Cloud AML solutions support Neobanks throughout the customer lifecycle—from account creation to transaction monitoring.
Instant Customer Screening
Instant Customer Screening
Instant Customer Screening
Validate customers instantly at signup to maintain a frictionless onboarding experience.
Cross-Market Compliance Consistency
Cross-Market Compliance Consistency
Cross-Market Compliance Consistency
Apply unified AML frameworks with configurable thresholds per region, ensuring local compliance and global governance.
Real-Time Transaction Screening
Real-Time Transaction Screening
Real-Time Transaction Screening
Keep pace with high-speed payment systems while ensuring compliance with FATF and EU AMLR standards.
Automated Alert Handling
Automated Alert Handling
Automated Alert Handling
Reduce manual workload by applying intelligent automation for low-risk alerts while preserving explainable oversight.
Core Capabilities of Cloud AML for Neobanks
Core Capabilities of Cloud AML for Neobanks
Core Capabilities of Cloud AML for Neobanks
Facctum’s technology ensures digital-first compliance remains fast, explainable, and scalable.
Facctum’s technology ensures digital-first compliance remains fast, explainable, and scalable.
Facctum’s technology ensures digital-first compliance remains fast, explainable, and scalable.
AI-Driven Matching
AI-Driven Matching
AI-Driven Matching
Contextual algorithms enhance multilingual accuracy and cross-border entity resolution.
Configurable Policies
Configurable Policies
Configurable Policies
Adapt thresholds, lists, and rules to new markets while maintaining central oversight and control.
Adapt thresholds, lists, and rules to new markets while maintaining central oversight and control.
Adapt thresholds, lists, and rules to new markets while maintaining central oversight and control.
Continuous Learning
Continuous Learning
Continuous Learning
Analyst feedback continuously improves detection logic for better long-term accuracy.
Analyst feedback continuously improves detection logic for better long-term accuracy.
Analyst feedback continuously improves detection logic for better long-term accuracy.
Unified Oversight
Unified Oversight
Unified Oversight
Real-time dashboards visualise list updates, alert volumes, and resolution metrics for full transparency.
Real-time dashboards visualise list updates, alert volumes, and resolution metrics for full transparency.
Real-time dashboards visualise list updates, alert volumes, and resolution metrics for full transparency.
Cloud AML FAQs for Neobanks
Cloud AML FAQs for Neobanks
Cloud AML FAQs for Neobanks
Cloud AML FAQs for Neobanks
Cloud AML FAQs for Neobanks
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
How does cloud AML improve Neobanks compliance?
It provides real-time detection, faster updates, and end-to-end transparency, ensuring compliance aligns with fast-moving digital operations.
Are regulators supportive of Cloud AML?
Yes. Supervisors focus on control effectiveness and governance, both of which cloud platforms enhance through visibility and audit readiness.
Can cloud AML integrate with Neobanks systems?
Absolutely. API-first architecture allows direct integration with customer onboarding, payment, and analytics systems.
Does cloud AML reduce false positives?
Yes. Machine learning and context-based matching cut false positives while maintaining sensitivity to real threats.
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Ready to Strengthen Neobanks Compliance in the Cloud?
Facctum enables Neobanks to achieve agile, regulator-ready AML compliance through cloud-based technology. Enhance speed, scalability, and transparency while maintaining customer trust and regulatory alignment.
Request a Demo
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
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© Facctum 2025
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© Facctum 2025
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© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!