Compliance Software
Cloud-Based AML Compliance Software for Fintechs
Cloud-Based AML Compliance Software for Fintechs
Cloud-Based AML Compliance Software for Fintechs
Fintechs operate at the intersection of innovation and regulation, where agility and compliance must move in sync. Facctum’s cloud-based AML compliance software enables fintechs to manage financial crime risks in real time, supporting global growth and regulatory confidence. Built for scale, explainability, and speed, the platform delivers modern AML controls that fit dynamic digital ecosystems.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Why Fintechs Are Turning to Cloud-Based AML Solutions
Why Fintechs Are Turning to Cloud-Based AML Solutions
Why Fintechs Are Turning to Cloud-Based AML Solutions
Fintechs face unique compliance challenges as they expand into new markets, onboard customers rapidly, and process high transaction volumes. Cloud-native AML systems offer the flexibility and speed that on-premise systems can’t match. They provide always-on performance, instant updates, and explainable governance aligned with the FATF Recommendations and EU AML Regulation. Cloud delivery also supports continuous compliance improvement while minimising operational overhead.
Fintechs face unique compliance challenges as they expand into new markets, onboard customers rapidly, and process high transaction volumes. Cloud-native AML systems offer the flexibility and speed that on-premise systems can’t match. They provide always-on performance, instant updates, and explainable governance aligned with the FATF Recommendations and EU AML Regulation. Cloud delivery also supports continuous compliance improvement while minimising operational overhead.
Fintechs face unique compliance challenges as they expand into new markets, onboard customers rapidly, and process high transaction volumes. Cloud-native AML systems offer the flexibility and speed that on-premise systems can’t match. They provide always-on performance, instant updates, and explainable governance aligned with the FATF Recommendations and EU AML Regulation. Cloud delivery also supports continuous compliance improvement while minimising operational overhead.
Common AML Challenges in Fintech
Common AML Challenges in Fintech
Common AML Challenges in Fintech
Fintechs must demonstrate robust financial crime controls while preserving seamless digital experiences. Legacy tools and manual processes often limit their ability to scale effectively.
Fintechs must demonstrate robust financial crime controls while preserving seamless digital experiences. Legacy tools and manual processes often limit their ability to scale effectively.
Fintechs must demonstrate robust financial crime controls while preserving seamless digital experiences. Legacy tools and manual processes often limit their ability to scale effectively.
Fintechs must demonstrate robust financial crime controls while preserving seamless digital experiences. Legacy tools and manual processes often limit their ability to scale effectively.
Rapid Customer Growth
Fast onboarding cycles increase risk exposure if screening systems can’t keep up. Cloud AML platforms scale elastically to maintain real-time performance under load.
Rapid Customer Growth
Fast onboarding cycles increase risk exposure if screening systems can’t keep up. Cloud AML platforms scale elastically to maintain real-time performance under load.
Rapid Customer Growth
Fast onboarding cycles increase risk exposure if screening systems can’t keep up. Cloud AML platforms scale elastically to maintain real-time performance under load.
Rapid Customer Growth
Fast onboarding cycles increase risk exposure if screening systems can’t keep up. Cloud AML platforms scale elastically to maintain real-time performance under load.
Regulatory Complexity
Fintechs often operate across multiple jurisdictions with diverse AML requirements. Cloud-based systems simplify oversight through standardised, centrally governed frameworks.
Regulatory Complexity
Fintechs often operate across multiple jurisdictions with diverse AML requirements. Cloud-based systems simplify oversight through standardised, centrally governed frameworks.
Regulatory Complexity
Fintechs often operate across multiple jurisdictions with diverse AML requirements. Cloud-based systems simplify oversight through standardised, centrally governed frameworks.
Regulatory Complexity
Fintechs often operate across multiple jurisdictions with diverse AML requirements. Cloud-based systems simplify oversight through standardised, centrally governed frameworks.
Fragmented Data Sources
Multiple APIs and partner integrations can create inconsistent data quality. Cloud delivery unifies screening logic and data governance to ensure accuracy and traceability.
Fragmented Data Sources
Multiple APIs and partner integrations can create inconsistent data quality. Cloud delivery unifies screening logic and data governance to ensure accuracy and traceability.
Fragmented Data Sources
Multiple APIs and partner integrations can create inconsistent data quality. Cloud delivery unifies screening logic and data governance to ensure accuracy and traceability.
Fragmented Data Sources
Multiple APIs and partner integrations can create inconsistent data quality. Cloud delivery unifies screening logic and data governance to ensure accuracy and traceability.
False Positives and Alert Fatigue
False Positives and Alert Fatigue
False Positives and Alert Fatigue
False Positives and Alert Fatigue
AI-driven matching in cloud AML solutions helps fintechs reduce alert noise while maintaining high detection sensitivity.
AI-driven matching in cloud AML solutions helps fintechs reduce alert noise while maintaining high detection sensitivity.
AI-driven matching in cloud AML solutions helps fintechs reduce alert noise while maintaining high detection sensitivity.
How Facctum Delivers Cloud AML for Fintechs
How Facctum Delivers Cloud AML for Fintechs
How Facctum Delivers Cloud AML for Fintechs
Facctum’s modular platform combines precision, explainability, and automation to help fintechs comply with global AML obligations without sacrificing speed or customer experience.
Facctum’s modular platform combines precision, explainability, and automation to help fintechs comply with global AML obligations without sacrificing speed or customer experience.
Facctum’s modular platform combines precision, explainability, and automation to help fintechs comply with global AML obligations without sacrificing speed or customer experience.
Watchlist Management
Watchlist Management
Watchlist Management
Centralise sanctions, PEP, and regulatory lists with real-time updates and transparent version control. See Watchlist Management.
Centralise sanctions, PEP, and regulatory lists with real-time updates and transparent version control. See Watchlist Management.
Centralise sanctions, PEP, and regulatory lists with real-time updates and transparent version control. See Watchlist Management.
Customer Screening
Customer Screening
Customer Screening
Perform fast, multilingual screening for individuals and businesses, using AI-enhanced matching to improve precision and explainability. Learn more about Customer Screening.
Perform fast, multilingual screening for individuals and businesses, using AI-enhanced matching to improve precision and explainability. Learn more about Customer Screening.
Perform fast, multilingual screening for individuals and businesses, using AI-enhanced matching to improve precision and explainability. Learn more about Customer Screening.
Payment Screening
Payment Screening
Payment Screening
Enable seamless real-time transaction screening across card, wallet, and bank payment channels. Cloud elasticity ensures consistent performance during traffic spikes. Explore Payment Screening.
Enable seamless real-time transaction screening across card, wallet, and bank payment channels. Cloud elasticity ensures consistent performance during traffic spikes. Explore Payment Screening.
Enable seamless real-time transaction screening across card, wallet, and bank payment channels. Cloud elasticity ensures consistent performance during traffic spikes. Explore Payment Screening.
Alert Adjudication
Alert Adjudication
Alert Adjudication
Streamline investigation workflows, automate low-risk decisions, and capture full reasoning trails for regulators. Discover Alert Adjudication.
Streamline investigation workflows, automate low-risk decisions, and capture full reasoning trails for regulators. Discover Alert Adjudication.
Streamline investigation workflows, automate low-risk decisions, and capture full reasoning trails for regulators. Discover Alert Adjudication.
Why Fintechs Prefer Cloud AML Platforms
Why Fintechs Prefer Cloud AML Platforms
Why Fintechs Prefer Cloud AML Platforms
Cloud AML platforms offer fintechs the scalability and transparency needed to operate confidently across borders and payment channels.
Cloud AML platforms offer fintechs the scalability and transparency needed to operate confidently across borders and payment channels.
Cloud AML platforms offer fintechs the scalability and transparency needed to operate confidently across borders and payment channels.
Cloud AML platforms offer fintechs the scalability and transparency needed to operate confidently across borders and payment channels.
Speed
Real-time screening ensures instant transaction approvals without interrupting customer journeys.
Speed
Real-time screening ensures instant transaction approvals without interrupting customer journeys.
Speed
Real-time screening ensures instant transaction approvals without interrupting customer journeys.
Speed
Real-time screening ensures instant transaction approvals without interrupting customer journeys.
Accuracy
Accuracy
Contextual matching algorithms identify true risks while reducing false positives, improving analyst productivity.
Accuracy
Contextual matching algorithms identify true risks while reducing false positives, improving analyst productivity.
Accuracy
Contextual matching algorithms identify true risks while reducing false positives, improving analyst productivity.
Accuracy
Contextual matching algorithms identify true risks while reducing false positives, improving analyst productivity.
Explainability
Each decision includes reasoning fields and data evidence, supporting transparent governance.
Explainability
Each decision includes reasoning fields and data evidence, supporting transparent governance.
Explainability
Each decision includes reasoning fields and data evidence, supporting transparent governance.
Explainability
Each decision includes reasoning fields and data evidence, supporting transparent governance.
Scalability
Scalability
Elastic infrastructure supports rapid market expansion and integration with new partners and APIs.
Scalability
Elastic infrastructure supports rapid market expansion and integration with new partners and APIs.
Scalability
Elastic infrastructure supports rapid market expansion and integration with new partners and APIs.
Scalability
Elastic infrastructure supports rapid market expansion and integration with new partners and APIs.
Cloud AML Use Cases for Fintechs
Cloud AML Use Cases for Fintechs
Cloud AML Use Cases for Fintechs
Cloud-based AML supports core fintech workflows, helping start-ups and scaleups maintain compliant growth.
Cloud-based AML supports core fintech workflows, helping start-ups and scaleups maintain compliant growth.
Cloud-based AML supports core fintech workflows, helping start-ups and scaleups maintain compliant growth.
Instant Payment Screening
Instant Payment Screening
Instant Payment Screening
Screen digital wallet, card, and API-driven transactions in milliseconds to maintain compliance and customer trust.
Continuous List Updates
Continuous List Updates
Continuous List Updates
Automate global list updates so screening decisions always reflect the latest regulatory data.
Unified Risk Oversight
Unified Risk Oversight
Unified Risk Oversight
Connect customer, transaction, and partner screening in one platform to enable end-to-end AML visibility.
Automated Alert Resolution
Automated Alert Resolution
Automated Alert Resolution
Apply intelligent automation to handle repetitive alerts, improving investigation speed and audit readiness.
Core Features of Cloud AML for Fintechs
Core Features of Cloud AML for Fintechs
Core Features of Cloud AML for Fintechs
Each module is designed for flexibility, performance, and regulatory confidence.
Each module is designed for flexibility, performance, and regulatory confidence.
Each module is designed for flexibility, performance, and regulatory confidence.
Advanced Matching
Advanced Matching
Advanced Matching
AI-powered name and entity matching supports multilingual, cross-border data for high accuracy.
Configurable Rules Engine
Configurable Rules Engine
Configurable Rules Engine
Adapt screening thresholds, list priorities, and policies per market or product line with versioned control.
Adapt screening thresholds, list priorities, and policies per market or product line with versioned control.
Adapt screening thresholds, list priorities, and policies per market or product line with versioned control.
Continuous Optimisation
Continuous Optimisation
Continuous Optimisation
Machine learning improves detection logic over time using feedback from analyst actions.
Machine learning improves detection logic over time using feedback from analyst actions.
Machine learning improves detection logic over time using feedback from analyst actions.
Central Oversight Dashboard
Central Oversight Dashboard
Central Oversight Dashboard
Track screening activity, list changes, and alert trends across all fintech channels in real time.
Track screening activity, list changes, and alert trends across all fintech channels in real time.
Track screening activity, list changes, and alert trends across all fintech channels in real time.
Cloud AML FAQs for Fintechs
Cloud AML FAQs for Fintechs
Cloud AML FAQs for Fintechs
Cloud AML FAQs for Fintechs
Cloud AML FAQs for Fintechs
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
How does cloud AML help fintechs scale?
Cloud deployment provides instant scalability for new customers, markets, and payment channels without replatforming.
Are cloud AML platforms regulator-approved?
Regulators focus on control effectiveness and transparency, not infrastructure type. Cloud AML meets these standards through strong governance and evidence trails.
Can cloud AML reduce onboarding delays?
Yes. Instant, high-accuracy screening shortens onboarding times while maintaining compliance.
How do fintechs reduce false positives?
Context-aware algorithms and continuous model tuning reduce noise and maintain effective detection performance.
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Ready to Modernise AML in the Cloud?
Facctum helps fintechs implement cloud-based AML compliance that enhances speed, precision, and scalability. Strengthen your compliance posture and accelerate growth without compromising regulatory integrity.
Request a Demo
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
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© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!