Real Time Screening for Instant Payments
Real Time Screening for Instant Payments
Instant payment networks require financial institutions to process transactions within seconds while maintaining strong financial crime controls. Facctum provides real time screening infrastructure that enables organisations to screen instant payments against global sanctions lists before transactions are completed, helping institutions prevent prohibited transactions while maintaining high speed payment processing.
Why Real Time Screening Is Critical for Instant Payments
Why Real Time Screening Is Critical for Instant Payments
Instant payment systems allow financial institutions to process transactions within seconds, enabling faster financial activity across digital payment networks. While these systems improve efficiency, they also require compliance controls to operate at the same speed as payment processing. Real time screening platforms allow institutions to analyse payment messages instantly before funds are transferred. This ensures that financial institutions can detect sanctioned entities and maintain compliance while supporting modern payment infrastructure.
Instant payment systems allow financial institutions to process transactions within seconds, enabling faster financial activity across digital payment networks. While these systems improve efficiency, they also require compliance controls to operate at the same speed as payment processing. Real time screening platforms allow institutions to analyse payment messages instantly before funds are transferred. This ensures that financial institutions can detect sanctioned entities and maintain compliance while supporting modern payment infrastructure.
Instant payment systems allow financial institutions to process transactions within seconds, enabling faster financial activity across digital payment networks. While these systems improve efficiency, they also require compliance controls to operate at the same speed as payment processing. Real time screening platforms allow institutions to analyse payment messages instantly before funds are transferred. This ensures that financial institutions can detect sanctioned entities and maintain compliance while supporting modern payment infrastructure.
Instant Payment Networks
Modern payment systems such as SEPA Instant and Faster Payments require compliance checks to be performed within seconds.
Instant Payment Networks
Modern payment systems such as SEPA Instant and Faster Payments require compliance checks to be performed within seconds.
Instant Payment Networks
Modern payment systems such as SEPA Instant and Faster Payments require compliance checks to be performed within seconds.
High Speed Transaction Processing
Instant payment platforms process transactions rapidly, requiring compliance systems that operate without delaying payments.
High Speed Transaction Processing
Instant payment platforms process transactions rapidly, requiring compliance systems that operate without delaying payments.
High Speed Transaction Processing
Instant payment platforms process transactions rapidly, requiring compliance systems that operate without delaying payments.
Continuous Sanctions Compliance
Financial institutions must ensure payments are screened against current sanctions lists before transactions are completed.
Real-Time Payment Pressure
Financial institutions must ensure payments are screened against current sanctions lists before transactions are completed.
Real-Time Payment Pressure
Financial institutions must ensure payments are screened against current sanctions lists before transactions are completed.
Increasing Digital Payment Adoption
Regulatory Complexity
Regulatory Complexity
The growth of digital payment systems requires compliance infrastructure capable of supporting real time financial activity.
The growth of digital payment systems requires compliance infrastructure capable of supporting real time financial activity.
Key Risks Addressed by Real Time Instant Payment Screening
Key Risks Addressed by Real Time Instant Payment Screening
Key Risks Addressed by Real Time Instant Payment Screening
Real time screening platforms help financial institutions prevent prohibited payments and maintain compliance across instant payment networks.
Real time screening platforms help financial institutions prevent prohibited payments and maintain compliance across instant payment networks.
Payments involving sanctioned individuals or organisations must be detected before transactions are completed.
Payments involving sanctioned individuals or organisations must be detected before transactions are completed.
Payments involving sanctioned individuals or organisations must be detected before transactions are completed.
Delayed screening checks may allow prohibited payments to be processed within high speed payment networks.
Delayed screening checks may allow prohibited payments to be processed within high speed payment networks.
Delayed screening checks may allow prohibited payments to be processed within high speed payment networks.
Compliance systems that operate slowly may delay payments and disrupt instant payment services.
Compliance systems that operate slowly may delay payments and disrupt instant payment services.
Large volumes of instant payments may generate alerts that require efficient compliance investigation processes.
Large volumes of instant payments may generate alerts that require efficient compliance investigation processes.
Core Real Time Screening Capabilities
Core Real Time Screening Capabilities
Real time screening platforms combine payment screening technology with watchlist management and investigation workflows that support instant payment environments.
Real time screening platforms combine payment screening technology with watchlist management and investigation workflows that support instant payment environments.
Instant Payment Message Screening
Payment messages are analysed before transactions are completed to detect sanctioned entities or restricted jurisdictions.
Instant Payment Message Screening
Payment messages are analysed before transactions are completed to detect sanctioned entities or restricted jurisdictions.
Instant Payment Message Screening
Payment messages are analysed before transactions are completed to detect sanctioned entities or restricted jurisdictions.
Real Time Sanctions Screening
Screening systems evaluate payment data instantly to prevent prohibited transactions within instant payment networks.
Real Time Sanctions Screening
Screening systems evaluate payment data instantly to prevent prohibited transactions within instant payment networks.
Real Time Sanctions Screening
Screening systems evaluate payment data instantly to prevent prohibited transactions within instant payment networks.
Watchlist Management
Sanctions lists from global authorities are consolidated and updated so screening systems always use current regulatory datasets.
Watchlist Management
Sanctions lists from global authorities are consolidated and updated so screening systems always use current regulatory datasets.
Watchlist Management
Sanctions lists from global authorities are consolidated and updated so screening systems always use current regulatory datasets.
Alert Adjudication
Compliance teams investigate alerts generated by instant payment screening systems and determine whether potential matches represent sanctions risks.
Alert Adjudication
Compliance teams investigate alerts generated by instant payment screening systems and determine whether potential matches represent sanctions risks.
Alert Adjudication
Compliance teams investigate alerts generated by instant payment screening systems and determine whether potential matches represent sanctions risks.
Continuous Sanctions Updates
Watchlists refresh automatically so screening systems always operate using the latest regulatory information.
Continuous Sanctions Updates
Watchlists refresh automatically so screening systems always operate using the latest regulatory information.
Continuous Sanctions Updates
Watchlists refresh automatically so screening systems always operate using the latest regulatory information.
High Speed Screening Engines
Advanced screening technology evaluates payment messages within milliseconds so compliance checks do not delay instant payment processing.
Advanced screening technology evaluates payment messages within milliseconds so compliance checks do not delay instant payment processing.
Scalable Payment Infrastructure
Modern screening platforms support large volumes of instant payments across global financial networks.
Modern screening platforms support large volumes of instant payments across global financial networks.
Integrated Compliance Workflows
Payment screening platforms integrate with investigation tools to support compliance teams reviewing alerts.
Payment screening platforms integrate with investigation tools to support compliance teams reviewing alerts.
Transparent Compliance
Audit Trails
Detailed investigation records allow institutions to demonstrate how instant payment screening alerts were reviewed and resolved.
Detailed investigation records allow institutions to demonstrate how instant payment screening alerts were reviewed and resolved.
Technology Infrastructure for Instant Payment Screening
Technology Infrastructure for Instant Payment Screening
Instant payment screening platforms must support high speed transaction processing while maintaining reliable compliance controls.
Instant payment screening platforms must support high speed transaction processing while maintaining reliable compliance controls.
Why Leading Institutions Trust Facctum
Why Leading Banks
Trust Facctum
Why Financial Institutions Trust Facctum
Modern financial crime compliance requires platforms that deliver speed, reliability, and scalable infrastructure.
Modern financial crime compliance requires platforms that deliver speed, reliability, and scalable infrastructure.
ms
<80
Real-time results
Fast Screening
Facctum delivers real-time screening results in under 80 milliseconds. Whether processing SWIFT, SEPA Instant, or ISO 20022 payment messages, screening occurs instantly without slowing operational workflows.
Facctum delivers real-time screening results in under 80 milliseconds. Whether you’re processing SWIFT, SEPA Instant, or ISO 20022 transactions, payments stay compliant without slowing down. Explore Payment Screening to see how our technology keeps every transaction moving.
Enterprise Grade Reliability
With 99.9 percent uptime, Facctum ensures compliance operations remain available even during peak transaction volumes. Compliance teams can maintain continuous screening and investigation workflows without interruption.
With 99.9 percent uptime, Facctum ensures compliance operations remain available even during peak transaction volumes. Compliance teams can maintain continuous screening and investigation workflows without interruption.
With 99.9% uptime, Facctum keeps your AML operations running without interruption, even during peak volumes or system changes. Your compliance team can focus on decisions, not downtime. Learn more in Alert Adjudication about how we keep workflows live and audit-ready.
%
99.9
Always-on uptime
min
<5
Instant list updates
Continuous Compliance
Continuous Compliance
Regulatory watchlists are refreshed in under five minutes, ensuring screening systems always operate using the latest sanctions and compliance data.
Regulatory watchlists are refreshed in under five minutes, ensuring screening systems always operate using the latest sanctions and compliance data.
Our platform refreshes regulatory watchlists in under 5 minutes, so you’re always screening against the latest data. No more lag between updates and checks, only timely, accurate alerts. See how FacctList automates sanctions and list management across global jurisdictions.
Scalable Infrastructure
Scalable Infrastructure
Facctum supports screening and watchlist management across millions of records. As financial institutions grow, the platform scales to support increasing screening volumes without compromising performance.
Facctum supports screening and watchlist management across millions of records. As financial institutions grow, the platform scales to support increasing screening volumes without compromising performance.
Facctum already handles over 5 million watchlist records for banks and neobanks worldwide. From sanctions, PEPs and internal lists, our platform grows as your compliance needs grow. Discover FacctView for seamless customer and counterparty screening at any scale.
+
5M
Scalable watchlist records
Trusted by Compliance Teams Managing Instant Payments
Trusted by Compliance Teams Managing Instant Payments
Compliance teams rely on real time screening platforms to detect sanctions exposure and maintain compliance across high speed payment environments.
Compliance teams rely on real time screening platforms to detect sanctions exposure and maintain compliance across high speed payment environments.
Organisations use instant payment screening platforms to:
screen instant payments against global sanctions lists before transactions are processed
detect sanctioned entities within high speed payment networks
investigate alerts generated by payment screening systems
maintain consistent sanctions compliance across instant payment operations
Frequently Asked Questions
Frequently Asked Questions
Can Facctum handle real-time payment flows like SEPA Instant and SWIFT?
Is it suitable for greenfield neobanks?
Do you support jurisdiction-specific rules?
Can I replace or work alongside legacy systems?
What Is AML Compliance For Banks?
Show More
Can Facctum handle real-time payment flows like SEPA Instant and SWIFT?
Is it suitable for greenfield neobanks?
Do you support jurisdiction-specific rules?
Can I replace or work alongside legacy systems?
What Is AML Compliance For Banks?
Show More
Can Facctum handle real-time payment flows like SEPA Instant and SWIFT?
Is it suitable for greenfield neobanks?
Do you support jurisdiction-specific rules?
Can I replace or work alongside legacy systems?
What Is AML Compliance For Banks?
Show More
Strengthen Compliance for Instant Payment Networks
Facctum helps financial institutions detect sanctions exposure in instant payments and maintain reliable compliance controls through real time screening technology.
Request a Demo
Strengthen Compliance for Instant Payment Networks
Facctum helps financial institutions detect sanctions exposure in instant payments and maintain reliable compliance controls through real time screening technology.
Request a Demo
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