Sanctions and PEP screening enables organisations to identify exposure to sanctioned individuals, entities, and politically exposed persons across customers, payments, and transactions. As global sanctions regimes and PEP definitions evolve, screening controls must remain accurate, timely, and defensible across jurisdictions.

Within the Facctum platform, sanctions and PEP screening support solutions such as Customer Screening, Payment Screening, and Transaction Monitoring, ensuring consistent application of sanctions controls across onboarding, ongoing monitoring, and payment flows.

Why Sanctions And PEP Screening Is Needed

Regulators expect financial institutions and regulated businesses to prevent sanctioned parties and high-risk politically exposed persons from accessing financial systems. Failure to identify sanctions or PEP exposure can result in regulatory action, financial penalties, and reputational damage.

Sanctions and PEP screening address this requirement by providing systematic controls to detect restricted or higher-risk parties at critical decision points. As customer bases and payment volumes scale globally, automated and configurable screening becomes essential for maintaining regulatory confidence.

How Sanctions And PEP Screening Works

Sanctions and PEP screening works by comparing customer, counterparty, and transaction data against relevant sanctions lists and PEP datasets. Screening logic evaluates names, identifiers, and contextual attributes using matching and scoring techniques to determine potential exposure.

Results are assessed against configurable thresholds to decide whether activity can proceed, requires review, or must be escalated. This approach supports real-time and batch screening workflows while maintaining traceability and control.

What Makes Facctum’s Approach Different

Facctum’s approach to sanctions and PEP screening is designed to balance accuracy, transparency, and operational efficiency. Screening logic is configurable to reflect jurisdictional requirements, internal policy, and risk appetite.

Rather than relying on static rules, Facctum integrates sanctions and PEP screening with matching, scoring, and decisioning capabilities, enabling organisations to adapt controls as regulatory expectations and risk profiles change.

Where Sanctions And PEP Screening Is Used

Sanctions and PEP screening is applied across a wide range of compliance scenarios, including:

• Customer onboarding and periodic rescreening

• Real-time payment and transaction screening

• Counterparty and correspondent banking checks

• Screening of beneficial owners and controlling parties

These use cases rely on consistent and explainable screening outcomes to support regulatory oversight.

How Sanctions And PEP Screening Fits Into The Platform

Sanctions and PEP screening integrates with other platform capabilities such as real-time screening, fuzzy matching and scoring, multi-script name matching, and alert adjudication. It can be applied selectively based on risk level, workflow type, or jurisdiction.

This modular integration allows organisations to deploy sanctions and PEP screening controls without disrupting existing compliance processes.

Apply Sanctions Controls With Confidence

Explore how sanctions and PEP screening can support accurate, explainable compliance decisions, speak with the Facctum team to understand how this capability integrates into your existing screening workflows.