Designed for Real-Time Compliance
Conventional screening platforms rely on static data and delayed processing cycles. Facctum’s system operates in real time, analysing transactions, customer records, and watchlist data as they occur. This eliminates blind spots and reduces the risk of missed matches.
Use Case: Real-time payment screening for instant and high-speed transactions.
Benefit: Detects and resolves potential sanctions breaches instantly.
Outcome: Enhanced operational agility and compliance confidence.
This immediacy transforms compliance from a reactive process to a proactive control that supports business growth.
Data-First Architecture for Accuracy
Many legacy systems depend on fragmented data sources, leading to duplication and false alerts. Facctum’s data-first architecture ensures that all screening operations draw from a unified, clean, and synchronised data set. This improves matching quality and consistency across departments and jurisdictions.
Use Case: Centralised data pipelines for watchlist and customer updates.
Benefit: Eliminates inconsistencies and improves overall match quality.
Outcome: Lower false-positive rates and stronger compliance oversight.
By embedding high-quality data management into every screening process, Facctum ensures that compliance outcomes remain reliable as data volumes grow.
Intelligent Matching and Adaptive Algorithms
Traditional systems use rigid rules that struggle to interpret linguistic variations or incomplete data. Facctum’s adaptive algorithms apply intelligent matching techniques capable of understanding multiple scripts, transliterations, and contextual identifiers.
Use Case: Screening across multilingual and multi-script datasets.
Benefit: Recognises near matches and reduces manual review time.
Outcome: Higher match precision with fewer unnecessary alerts.
The system continuously learns from resolved cases to refine future matching accuracy, ensuring the platform evolves with regulatory and linguistic complexity.
Scalable Cloud Infrastructure
Legacy systems often require manual scaling and heavy infrastructure management. Facctum’s cloud-native design automatically scales to meet fluctuating compliance demands without downtime or system lag.
Use Case: Global firms operating across multiple jurisdictions.
Benefit: Always-on performance even during sanctions list surges.
Outcome: Continuous screening capability with minimal operational overhead.
This flexibility enables financial institutions, fintechs, and payment service providers to maintain screening accuracy and reliability under any workload.
Transparent Governance and Auditability
Facctum provides complete visibility into how every decision is made, from match scoring to alert adjudication. Each action is traceable, timestamped, and easily exportable for audit or regulator review.
Use Case: Compliance reporting aligned with global frameworks such as the Financial Action Task Force and FCA standards.
Benefit: Simplifies internal oversight and external assurance.
Outcome: Stronger regulator trust and reduced compliance risk.
Governance transparency ensures that compliance leaders can explain every outcome, a critical capability in modern regulatory environments.
