Each sector faces unique financial crime challenges, from high-volume transactions to complex global regulations. Facctum’s integrated technology stack empowers compliance teams to respond effectively with scalable, data-driven solutions.

Banking and Financial Institutions

Banks and traditional financial firms rely on Facctum to meet global AML and sanctions obligations from authorities such as the Financial Action Task Force and the Financial Conduct Authority.

• Use Case: Real-time screening of customer and transaction data to detect sanctioned entities.

• Benefit: Reduced false positives, improved efficiency, and full auditability.

• Outcome: Stronger regulatory assurance and transparent compliance reporting.

Facctum’s solutions streamline onboarding, ongoing monitoring, and sanctions risk management across multiple business lines.

Fintechs and Neobanks

Fintechs and digital-first banks need scalable, flexible compliance systems that can adapt to rapid growth. Facctum’s cloud architecture allows these organisations to integrate robust compliance controls directly into their digital infrastructure.

• Use Case: Continuous screening of users and transactions to detect potential sanctions violations.

• Benefit: Seamless compliance integration without disrupting user experience.

• Outcome: Real-time alerts and automated case resolution improve operational resilience.

Facctum enables fintechs to achieve regulatory alignment and maintain customer trust through consistent, transparent compliance operations.

Payment Service Providers (PSPs)

In the fast-moving payments landscape, accuracy and speed are essential. Facctum provides tools to perform sanctions screening on domestic and international payments before funds are transferred.

• Use Case: Instant verification to detect restricted parties in payment flows.

• Benefit: Eliminates delays and ensures compliance across multiple jurisdictions.

• Outcome: Reduced operational risk and improved regulator confidence.

Cryptocurrency Exchanges and Virtual Asset Platforms

Facctum supports AML and sanctions compliance for crypto exchanges on the fiat side — specifically during on-ramping and off-ramping transactions involving traditional currencies. The platform focuses on ensuring that fiat payment flows linked to crypto exchanges remain compliant with sanctions and financial crime regulations.

• Use Case: Screening fiat-based deposits, withdrawals, and transfers for sanctioned entities.

• Benefit: Ensures AML compliance without affecting crypto trading or blockchain transactions.

• Outcome: Secure, compliant fiat gateways for crypto platforms.

Facctum does not conduct blockchain analysis or handle Travel Rule compliance. Its role is to secure the financial interfaces that connect crypto businesses with the traditional banking system.

Insurance, Wealth, and Asset Management

Facctum helps insurers and investment firms maintain compliance when managing large client portfolios and payment flows.

• Use Case: Ongoing screening of clients and payments for sanctions exposure.

• Benefit: Improved transparency and risk reduction across financial operations.

• Outcome: Automated compliance workflows aligned with international standards.

E-commerce and Online Marketplaces

E-commerce businesses operate at global scale with diverse merchant and customer networks. Facctum enables automated risk detection and transaction-level screening across digital payment systems.

• Use Case: Screening merchant and buyer details for sanctions exposure.

• Benefit: Prevents fraudulent transactions and supports safer marketplace environments.

• Outcome: Strengthened trust and compliance for cross-border commerce.

Digital Ecosystems and Online Platforms

Facctum supports a new generation of digital businesses, including streaming, gaming, and digital goods marketplaces. These sectors face challenges in identifying high-risk users and complying with multi-jurisdictional AML regulations.

• Digital Goods Marketplaces: Compliance screening for users and vendors, ensuring alignment with Sanctions Screening for Digital Goods Marketplaces.

• Streaming and Subscription Platforms: Real-time user verification and payment screening for safe transactions.

• Ticketing Platforms: Enhanced compliance using Sanctions Screening for Ticketing Platforms to prevent sales to sanctioned entities.

• Crypto Casinos and Gambling Sites: Risk mitigation supported by Sanctions Screening for Crypto Casinos.

• Digital Distribution Networks: Automated compliance processes through Sanctions Screening for Digital Distribution.

These high-volume platforms depend on Facctum’s scalable architecture to manage sanctions risk in real time while maintaining seamless customer experiences.