Watchlist Management
FacctGuard – Transaction Monitoring Software
FacctGuard – Transaction Monitoring Software
FacctGuard – Transaction Monitoring Software
Banks manage complex financial activity across accounts, channels, products, and jurisdictions. Each interaction carries potential AML, fraud, or sanctions risk. Transaction monitoring is essential for identifying unusual behaviour, detecting suspicious activity, and supporting timely investigations. FacctGuard is Facctum’s dedicated transaction monitoring solution. It applies behavioural analytics, contextual data, and configurable scenarios to help banks detect risk early and respond with clarity.
Why Banks Need Behavioural and Risk-Based Monitoring
Why Banks Need Behavioural and Risk-Based Monitoring
Why Banks Need Behavioural and Risk-Based Monitoring
Supervisors expect banks to monitor customer activity continuously. Standards published in the FATF methodology for AML effectiveness and the European Banking Authority’s AML/CFT guidelines highlight the need for robust monitoring, strong data governance, and risk-sensitive controls. With increasing digital payment volumes, cross-border transfers, and high-speed channels, real-time oversight has become essential for preventing financial crime.
Supervisors expect banks to monitor customer activity continuously. Standards published in the FATF methodology for AML effectiveness and the European Banking Authority’s AML/CFT guidelines highlight the need for robust monitoring, strong data governance, and risk-sensitive controls. With increasing digital payment volumes, cross-border transfers, and high-speed channels, real-time oversight has become essential for preventing financial crime.
Supervisors expect banks to monitor customer activity continuously. Standards published in the FATF methodology for AML effectiveness and the European Banking Authority’s AML/CFT guidelines highlight the need for robust monitoring, strong data governance, and risk-sensitive controls. With increasing digital payment volumes, cross-border transfers, and high-speed channels, real-time oversight has become essential for preventing financial crime.
Operational Challenges Without Effective Monitoring
Operational Challenges Without Effective Monitoring
Operational Challenges Without Effective Monitoring
Banks that rely on static rules or fragmented systems face several limitations.
Banks that rely on static rules or fragmented systems face several limitations.
Banks that rely on static rules or fragmented systems face several limitations.
Banks that rely on static rules or fragmented systems face several limitations.
High Alert Volumes and Inefficient Tuning
Outdated rules generate excessive alerts. Without explainable logic and tuning tools, teams struggle to prioritise real risk.
High Alert Volumes and Inefficient Tuning
Outdated rules generate excessive alerts. Without explainable logic and tuning tools, teams struggle to prioritise real risk.
High Alert Volumes and Inefficient Tuning
Outdated rules generate excessive alerts. Without explainable logic and tuning tools, teams struggle to prioritise real risk.
High Alert Volumes and Inefficient Tuning
Outdated rules generate excessive alerts. Without explainable logic and tuning tools, teams struggle to prioritise real risk.
Fragmented Customer and Payment Data
Monitoring is less effective when customer, account, and transaction data are held in separate systems.
Fragmented Customer and Payment Data
Monitoring is less effective when customer, account, and transaction data are held in separate systems.
Fragmented Customer and Payment Data
Monitoring is less effective when customer, account, and transaction data are held in separate systems.
Fragmented Customer and Payment Data
Monitoring is less effective when customer, account, and transaction data are held in separate systems.
Cross-Border and Multi-Jurisdiction Complexity
Banks must incorporate local regulatory expectations while maintaining consistent global coverage.
Cross-Border and Multi-Jurisdiction Complexity
Banks must incorporate local regulatory expectations while maintaining consistent global coverage.
Cross-Border and Multi-Jurisdiction Complexity
Banks must incorporate local regulatory expectations while maintaining consistent global coverage.
Cross-Border and Multi-Jurisdiction Complexity
Banks must incorporate local regulatory expectations while maintaining consistent global coverage.
Increased Scrutiny from Regulators
Increased Scrutiny from Regulators
Increased Scrutiny from Regulators
Increased Scrutiny from Regulators
Supervisors expect clear evidence of detection logic, data quality, and investigative outcomes.
Supervisors expect clear evidence of detection logic, data quality, and investigative outcomes.
Supervisors expect clear evidence of detection logic, data quality, and investigative outcomes.
How FacctGuard Strengthens Transaction Monitoring
How FacctGuard Strengthens Transaction Monitoring
How FacctGuard Strengthens Transaction Monitoring
FacctGuard provides a complete monitoring environment that connects customer data, behaviour patterns, and transaction activity.
FacctGuard provides a complete monitoring environment that connects customer data, behaviour patterns, and transaction activity.
FacctGuard provides a complete monitoring environment that connects customer data, behaviour patterns, and transaction activity.
Integrated Watchlist Context
Integrated Watchlist Context
Integrated Watchlist Context
Monitoring scenarios benefit from accurate list data maintained by FacctList, Watchlist Management, improving detection relevance.
Monitoring scenarios benefit from accurate list data maintained by FacctList, Watchlist Management, improving detection relevance.
Monitoring scenarios benefit from accurate list data maintained by FacctList, Watchlist Management, improving detection relevance.
Customer, Entity, and Counterparty Insight
Customer, Entity, and Counterparty Insight
Customer, Entity, and Counterparty Insight
FacctGuard enriches monitoring with identity and profile information from FacctView, Customer Screening, enabling more precise behavioural assessments.
FacctGuard enriches monitoring with identity and profile information from FacctView, Customer Screening, enabling more precise behavioural assessments.
FacctGuard enriches monitoring with identity and profile information from FacctView, Customer Screening, enabling more precise behavioural assessments.
Payment Flow-Level Intelligence
Payment Flow-Level Intelligence
Payment Flow-Level Intelligence
Payment-level risk indicators, sourced from FacctShield, Payment Screening, provide consistent insight into remitter, beneficiary, and cross-border patterns.
Payment-level risk indicators, sourced from FacctShield, Payment Screening, provide consistent insight into remitter, beneficiary, and cross-border patterns.
Payment-level risk indicators, sourced from FacctShield, Payment Screening, provide consistent insight into remitter, beneficiary, and cross-border patterns.
Integrated Alert Handling
Integrated Alert Handling
Integrated Alert Handling
All monitoring alerts route into Alert Adjudication, supporting consistent investigations, reasoning codes, and audit trails.
All monitoring alerts route into Alert Adjudication, supporting consistent investigations, reasoning codes, and audit trails.
All monitoring alerts route into Alert Adjudication, supporting consistent investigations, reasoning codes, and audit trails.
Why Banks Choose FacctGuard for Transaction Monitoring
Why Banks Choose FacctGuard for Transaction Monitoring
Why Banks Choose FacctGuard for Transaction Monitoring
Banks rely on FacctGuard for its precision, scalability, and supervisory alignment.
Banks rely on FacctGuard for its precision, scalability, and supervisory alignment.
Banks rely on FacctGuard for its precision, scalability, and supervisory alignment.
Banks rely on FacctGuard for its precision, scalability, and supervisory alignment.
Behavioural Analytics with Clear Explainability
FacctGuard combines rules, thresholds, and contextual logic to highlight meaningful deviations from normal behaviour.
Behavioural Analytics with Clear Explainability
FacctGuard combines rules, thresholds, and contextual logic to highlight meaningful deviations from normal behaviour.
Behavioural Analytics with Clear Explainability
FacctGuard combines rules, thresholds, and contextual logic to highlight meaningful deviations from normal behaviour.
Behavioural Analytics with Clear Explainability
FacctGuard combines rules, thresholds, and contextual logic to highlight meaningful deviations from normal behaviour.
Scalable, Cloud-Ready Performance
Scalable, Cloud-Ready Performance
The platform handles large volumes of account and transaction activity across multiple business units.
Scalable, Cloud-Ready Performance
The platform handles large volumes of account and transaction activity across multiple business units.
Scalable, Cloud-Ready Performance
The platform handles large volumes of account and transaction activity across multiple business units.
Scalable, Cloud-Ready Performance
The platform handles large volumes of account and transaction activity across multiple business units.
Strong Regulatory Alignment
Guidance from bodies including the Financial Conduct Authority and the Bank of England prudential supervision framework emphasises robust monitoring and governance. FacctGuard provides full traceability to meet these expectations.
Strong Regulatory Alignment
Guidance from bodies including the Financial Conduct Authority and the Bank of England prudential supervision framework emphasises robust monitoring and governance. FacctGuard provides full traceability to meet these expectations.
Strong Regulatory Alignment
Guidance from bodies including the Financial Conduct Authority and the Bank of England prudential supervision framework emphasises robust monitoring and governance. FacctGuard provides full traceability to meet these expectations.
Strong Regulatory Alignment
Guidance from bodies including the Financial Conduct Authority and the Bank of England prudential supervision framework emphasises robust monitoring and governance. FacctGuard provides full traceability to meet these expectations.
Connected Financial Crime Ecosystem
Connected Financial Crime Ecosystem
FacctGuard integrates seamlessly with screening, list management, and case management for an end-to-end AML framework.
Connected Financial Crime Ecosystem
FacctGuard integrates seamlessly with screening, list management, and case management for an end-to-end AML framework.
Connected Financial Crime Ecosystem
FacctGuard integrates seamlessly with screening, list management, and case management for an end-to-end AML framework.
Connected Financial Crime Ecosystem
FacctGuard integrates seamlessly with screening, list management, and case management for an end-to-end AML framework.
Use Cases Tailored to Banks
Use Cases Tailored to Banks
Use Cases Tailored to Banks
Banks apply FacctGuard across multiple types of activity and risk exposure.
Banks apply FacctGuard across multiple types of activity and risk exposure.
Banks apply FacctGuard across multiple types of activity and risk exposure.
Suspicious Behaviour Detection
Suspicious Behaviour Detection
Suspicious Behaviour Detection
Identify unusual transaction patterns such as rapid cash movements, layered transfers, or high-risk counterparties.
Monitoring for High-Risk Customers
Monitoring for High-Risk Customers
Monitoring for High-Risk Customers
Apply enhanced rules to PEPs, high-risk geographies, or customers with elevated risk scores.
Correspondent Banking Oversight
Correspondent Banking Oversight
Correspondent Banking Oversight
Assess activity across nested relationships and foreign partners.
Fraud and Account Misuse Indicators
Fraud and Account Misuse Indicators
Fraud and Account Misuse Indicators
Surface behaviour associated with mule accounts, social engineering, or account takeover.
Core Capabilities for Effective Monitoring at Scale
Core Capabilities for Effective Monitoring at Scale
Core Capabilities for Effective Monitoring at Scale
FacctGuard provides banks with the capabilities required for consistent and defendable AML oversight.
FacctGuard provides banks with the capabilities required for consistent and defendable AML oversight.
FacctGuard provides banks with the capabilities required for consistent and defendable AML oversight.
Configurable Scenarios and Thresholds
Configurable Scenarios and Thresholds
Configurable Scenarios and Thresholds
Banks can create, tune, and validate monitoring scenarios to match their risk appetite.
Data Quality and Integrity Controls
Data Quality and Integrity Controls
Data Quality and Integrity Controls
FacctGuard validates incoming data and highlights inconsistencies that impact monitoring accuracy.
FacctGuard validates incoming data and highlights inconsistencies that impact monitoring accuracy.
FacctGuard validates incoming data and highlights inconsistencies that impact monitoring accuracy.
Full Auditability and Evidence Trails
Full Auditability and Evidence Trails
Full Auditability and Evidence Trails
Each scenario, version change, and decision is stored for supervisory and internal review.
Each scenario, version change, and decision is stored for supervisory and internal review.
Each scenario, version change, and decision is stored for supervisory and internal review.
API-First and Modular Integration
API-First and Modular Integration
API-First and Modular Integration
FacctGuard connects with payment hubs, onboarding flows, and core banking platforms.
FacctGuard connects with payment hubs, onboarding flows, and core banking platforms.
FacctGuard connects with payment hubs, onboarding flows, and core banking platforms.
Transaction Monitoring FAQs for Banks
Transaction Monitoring FAQs for Banks
Transaction Monitoring FAQs for Banks
Transaction Monitoring FAQs for Banks
Transaction Monitoring FAQs for Banks
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
How Do Banks Reduce False Positives in Monitoring?
How Does FacctGuard Support Complex Risks?
What Regulatory Standards Influence Monitoring Requirements?
How Do Banks Streamline Investigations?
How Can Institutions Measure Their Resilience Readiness?
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Ready to Modernise Transaction Monitoring Across Your Bank?
FacctGuard helps banks enhance financial crime oversight with behavioural intelligence, contextual insights, and full governance. Improve detection quality, streamline investigations, and meet supervisory expectations with confidence.
Request a Demo
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
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© Facctum 2025
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© Facctum 2025
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© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
© Facctum 2025
Solutions
Industries
© Facctum 2025