Compliance Software
Cloud-Based AML Compliance Software for Banks
Cloud-Based AML Compliance Software for Banks
Cloud-Based AML Compliance Software for Banks
Cloud deployment has become the fastest path for banks to strengthen AML controls while reducing operational overhead. Facctum’s cloud-based AML compliance software delivers high-speed screening, elastic scale, and transparent governance so compliance teams can meet regulatory expectations without slowing customer journeys or payments. Built for enterprise security and resilience, the platform supports global banks and digital-first challengers with consistent performance across regions.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025.
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Why Cloud-Based AML Is Transforming Banking Compliance
Why Cloud-Based AML Is Transforming Banking Compliance
Why Cloud-Based AML Is Transforming Banking Compliance
Cloud-native AML platforms give banks access to continuously updated models, global list data, and performance at scale. Instead of maintaining on-premise systems that are costly to upgrade, cloud delivery accelerates deployment, standardises controls, and supports real-time workloads. International standards such as the FATF Recommendations emphasise risk-based, effective measures, and regulators in the EU continue to harmonise rules through the new EU AML package and AML Regulation. Cloud delivery helps banks align with these expectations by enabling agility, transparency, and rapid iteration.
Cloud-native AML platforms give banks access to continuously updated models, global list data, and performance at scale. Instead of maintaining on-premise systems that are costly to upgrade, cloud delivery accelerates deployment, standardises controls, and supports real-time workloads. International standards such as the FATF Recommendations emphasise risk-based, effective measures, and regulators in the EU continue to harmonise rules through the new EU AML package and AML Regulation. Cloud delivery helps banks align with these expectations by enabling agility, transparency, and rapid iteration.
Cloud-native AML platforms give banks access to continuously updated models, global list data, and performance at scale. Instead of maintaining on-premise systems that are costly to upgrade, cloud delivery accelerates deployment, standardises controls, and supports real-time workloads. International standards such as the FATF Recommendations emphasise risk-based, effective measures, and regulators in the EU continue to harmonise rules through the new EU AML package and AML Regulation. Cloud delivery helps banks align with these expectations by enabling agility, transparency, and rapid iteration.
Key Challenges With Legacy AML Setups
Key Challenges With Legacy AML Setups
Key Challenges With Legacy AML Setups
Banks still operating legacy, on-premise tooling face rising costs and uneven performance as data volumes grow and typologies evolve. A move to cloud-based AML solves structural bottlenecks while keeping controls explainable and auditable.
Banks still operating legacy, on-premise tooling face rising costs and uneven performance as data volumes grow and typologies evolve. A move to cloud-based AML solves structural bottlenecks while keeping controls explainable and auditable.
Banks still operating legacy, on-premise tooling face rising costs and uneven performance as data volumes grow and typologies evolve. A move to cloud-based AML solves structural bottlenecks while keeping controls explainable and auditable.
Banks still operating legacy, on-premise tooling face rising costs and uneven performance as data volumes grow and typologies evolve. A move to cloud-based AML solves structural bottlenecks while keeping controls explainable and auditable.
Scalability Limits
Fixed infrastructure struggles with peak volumes and cross-border demands. Cloud platforms provide elastic capacity so screening stays fast during onboarding surges and payment spikes.
Scalability Limits
Fixed infrastructure struggles with peak volumes and cross-border demands. Cloud platforms provide elastic capacity so screening stays fast during onboarding surges and payment spikes.
Scalability Limits
Fixed infrastructure struggles with peak volumes and cross-border demands. Cloud platforms provide elastic capacity so screening stays fast during onboarding surges and payment spikes.
Scalability Limits
Fixed infrastructure struggles with peak volumes and cross-border demands. Cloud platforms provide elastic capacity so screening stays fast during onboarding surges and payment spikes.
Slow Change Management
Upgrades and model refreshes are lengthy in legacy environments. Cloud delivery enables continuous updates so screening logic tracks regulatory change and list updates without delay.
Slow Change Management
Upgrades and model refreshes are lengthy in legacy environments. Cloud delivery enables continuous updates so screening logic tracks regulatory change and list updates without delay.
Slow Change Management
Upgrades and model refreshes are lengthy in legacy environments. Cloud delivery enables continuous updates so screening logic tracks regulatory change and list updates without delay.
Slow Change Management
Upgrades and model refreshes are lengthy in legacy environments. Cloud delivery enables continuous updates so screening logic tracks regulatory change and list updates without delay.
Fragmented Data Handling
Disparate systems make it hard to maintain a single source of truth for sanctions, PEPs, and adverse media. Cloud architectures centralise list management and propagate changes instantly across services.
Fragmented Data Handling
Disparate systems make it hard to maintain a single source of truth for sanctions, PEPs, and adverse media. Cloud architectures centralise list management and propagate changes instantly across services.
Fragmented Data Handling
Disparate systems make it hard to maintain a single source of truth for sanctions, PEPs, and adverse media. Cloud architectures centralise list management and propagate changes instantly across services.
Fragmented Data Handling
Disparate systems make it hard to maintain a single source of truth for sanctions, PEPs, and adverse media. Cloud architectures centralise list management and propagate changes instantly across services.
Operational Overhead
Operational Overhead
Operational Overhead
Operational Overhead
Maintaining hardware, patching, and version control consumes resources. Cloud services reduce total cost of ownership and free teams to focus on oversight and effectiveness.
Maintaining hardware, patching, and version control consumes resources. Cloud services reduce total cost of ownership and free teams to focus on oversight and effectiveness.
Maintaining hardware, patching, and version control consumes resources. Cloud services reduce total cost of ownership and free teams to focus on oversight and effectiveness.
How Facctum Delivers Cloud-Based AML for Banks
How Facctum Delivers Cloud-Based AML for Banks
How Facctum Delivers Cloud-Based AML for Banks
Facctum integrates AI-enabled screening, list management, and alert decisioning in a secure cloud architecture. Each capability is modular and API-first so banks can adopt what they need, then expand across regions and business lines.
Facctum integrates AI-enabled screening, list management, and alert decisioning in a secure cloud architecture. Each capability is modular and API-first so banks can adopt what they need, then expand across regions and business lines.
Facctum integrates AI-enabled screening, list management, and alert decisioning in a secure cloud architecture. Each capability is modular and API-first so banks can adopt what they need, then expand across regions and business lines.
Watchlist Management
Watchlist Management
Watchlist Management
Centralise and maintain sanctions, PEP, and regulatory lists with automated ingestion, data quality controls, and versioned governance. Updates propagate in real time to downstream screening services. Learn more about Watchlist Management.
Centralise and maintain sanctions, PEP, and regulatory lists with automated ingestion, data quality controls, and versioned governance. Updates propagate in real time to downstream screening services. Learn more about Watchlist Management.
Centralise and maintain sanctions, PEP, and regulatory lists with automated ingestion, data quality controls, and versioned governance. Updates propagate in real time to downstream screening services. Learn more about Watchlist Management.
Customer Screening
Customer Screening
Customer Screening
Screen new and existing customers against global lists with high-precision matching that handles multilingual names and data variations. Explainable outputs and audit trails help teams evidence risk-based decisions. Explore Customer Screening.
Screen new and existing customers against global lists with high-precision matching that handles multilingual names and data variations. Explainable outputs and audit trails help teams evidence risk-based decisions. Explore Customer Screening.
Screen new and existing customers against global lists with high-precision matching that handles multilingual names and data variations. Explainable outputs and audit trails help teams evidence risk-based decisions. Explore Customer Screening.
Payment Screening
Payment Screening
Payment Screening
Apply real-time payment and transaction screening across SEPA, SWIFT, and ISO 20022 workloads with minimal latency. Cloud elasticity keeps performance steady during peak settlement windows. See Payment Screening.
Apply real-time payment and transaction screening across SEPA, SWIFT, and ISO 20022 workloads with minimal latency. Cloud elasticity keeps performance steady during peak settlement windows. See Payment Screening.
Apply real-time payment and transaction screening across SEPA, SWIFT, and ISO 20022 workloads with minimal latency. Cloud elasticity keeps performance steady during peak settlement windows. See Payment Screening.
Alert Adjudication
Alert Adjudication
Alert Adjudication
Automate low-risk dispositions and standardise investigations with decision intelligence, reasoning fields, and review workflows. Version-controlled policies make audits straightforward. Discover Alert Adjudication.
Automate low-risk dispositions and standardise investigations with decision intelligence, reasoning fields, and review workflows. Version-controlled policies make audits straightforward. Discover Alert Adjudication.
Automate low-risk dispositions and standardise investigations with decision intelligence, reasoning fields, and review workflows. Version-controlled policies make audits straightforward. Discover Alert Adjudication.
Why Banks Choose Cloud Delivery for AML
Why Banks Choose Cloud Delivery for AML
Why Banks Choose Cloud Delivery for AML
Cloud-based AML delivers measurable performance gains with the governance controls regulators expect. Public guidance like the FCA’s recent Financial Crime Guide updates and OFAC’s Framework for Compliance Commitments underline the need for clear systems, controls, and records. Cloud deployment helps banks show how policies translate into consistent, explainable outcomes.
Cloud-based AML delivers measurable performance gains with the governance controls regulators expect. Public guidance like the FCA’s recent Financial Crime Guide updates and OFAC’s Framework for Compliance Commitments underline the need for clear systems, controls, and records. Cloud deployment helps banks show how policies translate into consistent, explainable outcomes.
Cloud-based AML delivers measurable performance gains with the governance controls regulators expect. Public guidance like the FCA’s recent Financial Crime Guide updates and OFAC’s Framework for Compliance Commitments underline the need for clear systems, controls, and records. Cloud deployment helps banks show how policies translate into consistent, explainable outcomes.
Cloud-based AML delivers measurable performance gains with the governance controls regulators expect. Public guidance like the FCA’s recent Financial Crime Guide updates and OFAC’s Framework for Compliance Commitments underline the need for clear systems, controls, and records. Cloud deployment helps banks show how policies translate into consistent, explainable outcomes.
Speed
Real-time screening and parallel processing maintain instant payments and fast onboarding without degradation.
Speed
Real-time screening and parallel processing maintain instant payments and fast onboarding without degradation.
Speed
Real-time screening and parallel processing maintain instant payments and fast onboarding without degradation.
Speed
Real-time screening and parallel processing maintain instant payments and fast onboarding without degradation.
Accuracy
Accuracy
Advanced matching reduces false positives by aligning context such as language, geography, and entity type, which improves analyst productivity.
Accuracy
Advanced matching reduces false positives by aligning context such as language, geography, and entity type, which improves analyst productivity.
Accuracy
Advanced matching reduces false positives by aligning context such as language, geography, and entity type, which improves analyst productivity.
Accuracy
Advanced matching reduces false positives by aligning context such as language, geography, and entity type, which improves analyst productivity.
Explainability
Every alert carries reasoning codes, data references, and decision paths so teams can justify outcomes to internal audit and supervisors.
Explainability
Every alert carries reasoning codes, data references, and decision paths so teams can justify outcomes to internal audit and supervisors.
Explainability
Every alert carries reasoning codes, data references, and decision paths so teams can justify outcomes to internal audit and supervisors.
Explainability
Every alert carries reasoning codes, data references, and decision paths so teams can justify outcomes to internal audit and supervisors.
Scalability
Scalability
Elastic resources support regional rollouts, new products, and regulatory change without disruptive replatforming.
Scalability
Elastic resources support regional rollouts, new products, and regulatory change without disruptive replatforming.
Scalability
Elastic resources support regional rollouts, new products, and regulatory change without disruptive replatforming.
Scalability
Elastic resources support regional rollouts, new products, and regulatory change without disruptive replatforming.
Cloud AML Use Cases for Banks
Cloud AML Use Cases for Banks
Cloud AML Use Cases for Banks
Banks use cloud-based AML to raise control effectiveness while cutting operational effort, all within a regulator-ready framework.
Banks use cloud-based AML to raise control effectiveness while cutting operational effort, all within a regulator-ready framework.
Banks use cloud-based AML to raise control effectiveness while cutting operational effort, all within a regulator-ready framework.
Rapid List Update Propagation
Rapid List Update Propagation
Rapid List Update Propagation
When sanctions change, central list updates flow instantly to customer and payment screening, reducing exposure windows and manual rework.
Cross-Region Consistency
Cross-Region Consistency
Cross-Region Consistency
Global teams operate one standard, versioned screening policy with local configurations for thresholds, lists, and languages.
Real-Time Screening at Scale
Real-Time Screening at Scale
Real-Time Screening at Scale
High-volume retail and corporate flows are screened in milliseconds, keeping customer experience smooth during busy periods.
Faster Alert Closure
Faster Alert Closure
Faster Alert Closure
Analysts receive enriched, explainable alerts with consistent decision fields, which shortens investigation time and improves MI quality.
Key Features of Facctum’s Cloud AML Platform
Key Features of Facctum’s Cloud AML Platform
Key Features of Facctum’s Cloud AML Platform
The platform combines intelligence, automation, and oversight to help banks detect risk accurately and document decisions clearly.
The platform combines intelligence, automation, and oversight to help banks detect risk accurately and document decisions clearly.
The platform combines intelligence, automation, and oversight to help banks detect risk accurately and document decisions clearly.
Context-Aware Matching
Context-Aware Matching
Context-Aware Matching
Algorithms account for spelling, transliteration, and linguistic nuances to improve precision across scripts and alphabets.
Risk Scoring and Prioritisation
Risk Scoring and Prioritisation
Risk Scoring and Prioritisation
Confidence scoring and policy rules route alerts to the right workflow so teams focus on the highest-risk items first.
Confidence scoring and policy rules route alerts to the right workflow so teams focus on the highest-risk items first.
Confidence scoring and policy rules route alerts to the right workflow so teams focus on the highest-risk items first.
Continuous Optimisation
Continuous Optimisation
Continuous Optimisation
Feedback and adjudication outcomes feed model and rule improvements so performance increases over time.
Feedback and adjudication outcomes feed model and rule improvements so performance increases over time.
Feedback and adjudication outcomes feed model and rule improvements so performance increases over time.
Explainable Decision Framework
Explainable Decision Framework
Explainable Decision Framework
Each alert includes reasoning fields, evidence links, and versioned policy references to support audit and supervisory reviews.
Each alert includes reasoning fields, evidence links, and versioned policy references to support audit and supervisory reviews.
Each alert includes reasoning fields, evidence links, and versioned policy references to support audit and supervisory reviews.
Cloud AML FAQs for Banks
Cloud AML FAQs for Banks
Cloud AML FAQs for Banks
Cloud AML FAQs for Banks
Cloud AML FAQs for Banks
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
The solution brings together automation, accuracy, and explainability to deliver operational and regulatory confidence.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
How does cloud deployment improve AML effectiveness?
Cloud delivery accelerates updates, centralises list management, and provides elastic compute so screening remains fast and accurate at scale.
Is cloud-based AML acceptable to regulators?
Yes. Supervisory expectations focus on effectiveness, governance, and records. Public guidance like the FCA’s Financial Crime Guide updates and OFAC’s compliance framework emphasise documented controls and accountability, which cloud delivery supports.
Can cloud-based screening reduce false positives?
Yes. Context-aware matching and continuous optimisation reduce noise while preserving sensitivity to true risk, which improves analyst efficiency.
How does the platform support multi-jurisdiction operations?
Versioned policies, local configurations, and centrally managed lists keep controls consistent while enabling regional adjustments.
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Ready to Strengthen AML Compliance at Your Bank?
Facctum helps banks modernize compliance with cloud-based AML software built for scalability, accuracy, and regulatory alignment. Harness real-time insights and AI-driven automation to streamline screening, monitoring, and reporting across your operations.
Request a Demo
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
Protect against compliance failings, and transact with confidence.
Book a demo to find out more.
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© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Solutions
Industries
© Facctum 2025
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!
Everest Group's Leading 50™ Financial Crime and Compliance (FCC) Technology Providers 2025
Join us at Singapore Fintech Festival 2025 and let’s drive the future of compliance together!